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Most platform decisions are settled below the subscription line.

A quick look at how I frame a stay-or-switch decision. Move the sliders, including your own digital users and the value of each one. Nothing is stored and nothing leaves this page.

Annual platform cost today$600K One-time cost to switch$780Kconversion, exit fees, staff time Digital enrollment lift from switching25% Active digital users75,000 Yearly value per active digital user$38what one more engaged digital user is worth to you each year

What this leaves out: conversion risk, staff capacity, and how members and customers react to the change. In my experience, those matter as much as the math.

Illustrative only. This is not ebankIT pricing or a quote. The starting example is a $1.5B institution with 75,000 active digital users and $38 of yearly value per user. It assumes a 5% annual increase to stay, a similar annual cost to switch rising 4%, and adoption ramping over five years. A real model is built on your contract and your numbers.

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